Household Budget Consultant
Taking control of your budget
starts here
Personal, judgment-free guidance - we map your current situation and build a financial plan you can actually stick to.
- Degree in economics
- No judgment
- Fully confidential
A free tool for families
Budget & Savings Calculator
Enter your monthly income and we'll show a recommended 50/30/20 split - and where the monthly savings could grow over time.
An estimate only, using the 50/30/20 rule of thumb and compound interest. Returns are not guaranteed - we'll gladly build a personal plan in a meeting.
A Bit About Me
Roi Bachar
A financial consultant for families, with a degree in economics and 11 years of experience. I've guided hundreds of families out of a constant deficit and into healthy savings habits.
My approach: not drastic cuts, but a realistic plan that fits your actual lifestyle.
Real Results
Before and after guidance
The Process
Three steps to budget control
Mapping the current state
We go through all income and expenses together - no judgment, just an accurate picture.
Building a plan
We set realistic goals and build a monthly budget you can actually stick to long-term.
Guidance & adjustment
We meet every month, check results, and adjust the plan as needed.
What Families Say
Families already in control
"Within three months we went from a constant deficit to our first-ever savings. Roi never judged, he just helped."
"We finally know exactly where our money goes. The peace of mind is worth far more than the cost."
"The calculator on the site opened our eyes to how much a small monthly saving is worth over time. We started the next day."
FAQ
What families ask
How much does the guidance cost?
The cost depends on the scope (a one-off session or ongoing monthly guidance). In the free intro meeting we figure out what fits you and I give a clear quote - the guidance almost always pays for itself within the first few months.
How long does the guidance take?
Most families see a noticeable change within 3 months. Some continue with monthly guidance to keep the habits going, and some carry on independently after a few months with the tools we built.
I'm deep in the red - is this even relevant for me?
That's exactly when it matters most. Many of the families I work with start from a constant deficit. We build a gradual way out together - no magic, but a clear direction and control regained.
Does everything stay between us?
Absolutely. Everything shared in the process is confidential, judgment-free, and stays between us. My goal is for you to feel comfortable putting it all on the table.
Is it suitable for the self-employed?
Definitely. The self-employed have a unique cash-flow challenge (variable income, set-asides, VAT), and I help build a system that separates business money from household money and brings calm.
Do I need to bring anything to the first meeting?
Not necessarily. Just come with a willingness to start. Access to your account activity or a general picture is great, but we'll build it together even without it.
Ready to take control?
A free first assessment call - we'll understand the situation, spot where money leaks, and see how we can help. No judgment, no commitment.
- Free, no-commitment call
- Fully confidential, personal reply from Roi